Your credit report will not reflect the information that a particular creditor will be looking at. For example, if you have a credit card, you have always made the minimum payment that is not going to be reflected on an online credit report. Most credit reports are often sold to credit agencies. A credit agency…
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You can’t turn on the television or read a newspaper or blog without reading credit card offers. When you’re shopping for a new card or applying for a loan, you can’t afford to stop and look at all the offers out there. The sad fact is that most people with traditional (not designer) cards are…
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Suppose a borrower opts for a guaranteed loan. In that case, the lender has to provide a guaranty which includes ownership of the property at risk of default if the lender is unable to pay off the debt or the borrower goes bankrupt. In a typical guaranteed loan scenario, the property, which is likely to…
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If you are one of the thousands of Americans struggling with job loss and unable to pay creditors back, think twice about filing bankruptcy. At the same time, it might seem like the answer to “will by filing bankruptcy start over” is not as clear-cut as you might think. There will be Larry Merchant, Donald…
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